Checking Accounts

Regular Checking Accounts

  • Deposit  $100 to open your account, or $0 if the account is to be used for Direct Deposit of recurring payroll or government benefits
  • Monthly maintenance charge of just $3.50 per month, plus $.15 per debit item (including debit card transactions & internet banking debit transfers)
  • Maintain a minimum balance of $1000.00 to avoid maintenance charges altogether
  • Write as many checks or make as many deposits as you want
  • Debit Card with no initial charge
  • Withdrawals at the Bank of Edison’s ATM at no charge ($1 surcharge on withdrawals at Foreign ATMs)
  • Free Internet Banking
  • Access to Online Bill Pay and Popmoney (additional monthly fees may apply)

Senior Checking Accounts

  • Available to Seniors 70 and older, upon request
  • Deposit  $100 to open your account, or $0 if the account is to be used for Direct Deposit of recurring payroll or government benefits
  • No monthly maintenance fees
  • Write as many checks or make as many deposits as you want
  • Free Debit Card
  • Withdrawals at the Bank of Edison’s ATM at no charge ($1 surcharge on withdrawals at Foreign ATMs)
  • Free Internet Banking
  • Access to Online Bill Pay and Popmoney (additional monthly fees may apply)

Student Checking Accounts

  • Available to Full-Time Students, up to age 26, upon request
  • Deposit  $100 to open your account, or $0 if the account is to be used for Direct Deposit of recurring payroll or government benefits
  • No monthly maintenance fees
  • Write as many checks or make as many deposits as you want
  • Free Debit Card
  • Withdrawals at the Bank of Edison’s ATM at no charge ($1 surcharge on withdrawals at Foreign ATMs)
  • Free Internet Banking
  • Access to Online Bill Pay and Popmoney (additional monthly fees may apply)

NOW Accounts

  • Deposit  $2,000 to open your account
  • No monthly maintenance fees as long as you maintain a minimum balance of $2,000
  • If balance falls below $2,000 within a statement cycle, your account will be subject to a $5.00 per month and a $.25 per debit item Maintenance Fee (including debit card transactions & internet banking debit transfers)
  • Interest accrued and deposited monthly (come in to the bank for rate info.)
  • Write as many checks or make as many deposits as you want
  • Debit Card with no initial charge
  • Withdrawals at the Bank of Edison’s ATM at no charge ($1 surcharge on withdrawals at Foreign ATMs)
  • Free Internet Banking
  • Access to Online Bill Pay and Popmoney (additional monthly fees may apply)

Debit Cards

  • Free Debit Cards with any Checking or Now Account upon request
  • Per item charges may apply
  • Withdrawals at the Bank of Edison’s ATM at no charge ($1 surcharge on withdrawals at Foreign ATMs)

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